90 % humidity air introduced to a boat will absorb some water if there is, for example, bilge water, assuming all is at ambient temperature. That now higher humidity air must be removed from the boat and replaced by ambient air. Failure to ventilate will cause a slow build up in humidity in the air in the boat, assuming bilge water, for example, is present and when that air is cooled on the hull condensation will occur. A heater in the boat makes this mechanism worse. The best thing to do is have as much ventilation as possible and avoid a heater, unless it is a really big heater.