Bottom paint (anti fouling paint) only, will not address keel rust. The rust must be completely removed down to shiny metal and immediately coated with 2-3 coats of epoxy primer, such as interluxe 2000E. Anti fouling paint is then applied over the epoxy. I usually use a powered grinder with a wire wheel to remove the rust effectively. If rust caused deep pits and gouges, use an epoxy filler paste between epoxy primer coats and fair to a smooth surface. Beneteau initially sealed the steel keels with epoxy coatings. Do not allow this to remain untreated. If rust gets too far advanced, the keel will have to be sand blasted & recoated; quite expensive project.