No hole in the hull or the liner? You are supposed to reach around from under the seat area. I put a 4" deckplate on either side of mine in the liner for access.
There is one hole on the starboard side of the interior tub, just below the mast strut. That's
not for your keel locking bolt, but if you shine a flashlight down inside there, you'll see the hole the locking bolt comes through.
Like Timo said, you can reach in through the aperture in the forward starboard seat and put your hand on the locking bolt, or hole if that's all's there.
On my '78 M22, when I put a flashlight in there with the keel up, I can then look in through the factory-made hole on the port side of the tub and see light coming through. I'd think you should be able to do the same.
Looking at mine, I can see something bad happened in the past: on the port side, the once round hole in the keel trunk is ripped like a 6 rolled on its side
. When I look in from the other side, the trunk is similarly torn, I see what's left of the bolt, and it looks bent. Clearly, I've got some surgery to do.
Like Timo, my plan is to cut an access port in the starboard side of the tub below the mast strut; and I'm going to enlarge the port side aperature, too. This will be necessary so I can get inside to repair and reinforce the keel trunk where the locking bolt goes through; and I figure it will also make installing / removing the locking bolt easier in the future, too.
Hope this helps.
Another thing: although my keel seems to move pretty freely, and the mounting bolt seems like a recent replacement; this damage to the locking bolt has convinced me to drop the keel and check it out.
My plan: Boat on blocks; keel not all the way up; angled slightly down with the aft end resting on a plywood reinforced wooden pallet supported by something that can lift, lower, and move 500 pounds. Build on some additional wood to support the forward end of the keel at it's present angle, and keep it from moving. Remove the hinge bolt, use the jacking device to lower the pallet-mounted-keel clear of the hull, and pull it out of the way.
Going back in it's the same thing in reverse.
I'll be doing it with a forklift, but I think a good floorjack would be able to do the same thing.
VBR,
Pat