Your right on.
We just returned from 2 years of cruising in the Gulf, east and west coasts of Florida and all the Keys. Our 1990 Island Packet 38 had a 5 foot draft. Our best friends had a 2000 HB 39 with a 6 1/2 foot draft and they were limited to less that 50% of the areas we were safe in. Even at that we ran aground probably a half dozen times but were lucky enough to always slide off.Another problem we saw were some boats with fin keels and spade rudders caught a lot of crab pots, and they are available for your pleasure, out to 40 miles off shore on the west coast of Fla.Look and talk to locals before you buy.Ray