I was instructed by my Insurance Company that my first contact is MY insurance and they evaluate liability. They will probably go after the Club's insurance once they settle with me. Thank you for your kind wishes.
Just lost, without my boat...
- Thread starter rpell1@msn.com
- Start date
Should be a very seamless process if your boat policy was an agreed value policy. You get the agreed value + personal effects lost, less deductible. The insurance company will have to deal with any liability issues with the club & their insurer.
Should have a check in a couple of weeks if not sooner.
Very happy to hear that you were not injured. I can certainly understand how your nerves have been frazzled; losing the boat and possibly losing your life if the chain had broken 5 minutes sooner when your were painting the bottom of the keel!
Look forward to hear of your search for a new boat and your final choice.
Should have a check in a couple of weeks if not sooner.
Very happy to hear that you were not injured. I can certainly understand how your nerves have been frazzled; losing the boat and possibly losing your life if the chain had broken 5 minutes sooner when your were painting the bottom of the keel!
Look forward to hear of your search for a new boat and your final choice.
Sorry to say, no agreed value. Policy was for cash value up to $30,000. Adjuster agreed that boat was in prime condition for its age. I guess it's just wait and see.
Well, hope you get the $30K. Might have to get the help of a broker or surveyor that has access to sold boats data to support your claim if the adjustor wants to be difficult. Hopefully he will be reasonable and pay out the total value. Hope it all works out in your favor.
Don’t take this on yourself. Find a trusted broker and have them begin the process to track down a boat in your price range. Focus on your insurer relationship and make sure they deliver for you. Let them know that you have a broker looking for a replacement and keep careful records of your expenses. Ask that they assume responsibility for your expenses. Negotiate for your best outcome. You may need to retain an attorney to represent you, especially if asked to sign releases and agreements, but do not take an adversarial relationship with anyone until absolutely necessary. You know what is fair, insist on it. Not your fault, and you paid your insurance to protect you. Your goal is to go sailing ASAP. Good luck sailor!
OSHA has quite a bit to say about what types of chain & other materials are used for "overhead lifting" applications. The permissible grades of chain are 80, 100 & I think now also 120. The G43 or G70 stuff that is often used for anchors is not allowed. There are also standards for rust & wear. Gauge sets are available for evaluating the condition of a chain sling. The gauges are not expensive. Surprisingly, lifting 1 pound, 1" off the ground with a crane, is considered "overhead lifting".
"crane chain" will wine & stretch before breaking, unlike other grades of "towing chain". A "lifting sling" that is made out of chain is supposed to have an ID tag that specifies load capacity, reach & serial number. There is supposed to be a load test certificate & inspection reports on file for each chain sling in use. Each is supposed to be referenced by serial number.
Most clubs that I have been to, are wholly unaware of the industry standards for overhead lifting slings. In hopes of preventing future problems, someone at your club may want to look into this & see if the club standards are in line with standard industry practices.
"crane chain" will wine & stretch before breaking, unlike other grades of "towing chain". A "lifting sling" that is made out of chain is supposed to have an ID tag that specifies load capacity, reach & serial number. There is supposed to be a load test certificate & inspection reports on file for each chain sling in use. Each is supposed to be referenced by serial number.
Most clubs that I have been to, are wholly unaware of the industry standards for overhead lifting slings. In hopes of preventing future problems, someone at your club may want to look into this & see if the club standards are in line with standard industry practices.
my old marina had a catalina 30 dropped on her nose when the inexperienced travelift operator raised the stern strap but not the bow strap. the boat slid forward and trapped a helper's arm between the boat bow and the strap. a very serious a accident. surveyor #1 said just some cosmetic damage, he was wrong. when the boat launched 3 weeks later it started leaking badly at the damaged keelboats. surveyor #2 who really knows his stuff said the forward bolts were damaged by hitting the ground ... AND the marina makes everyone sign waivers that you'll never sue them for the kind of accident.. thank heavens the owner had boat US .
I am a Staten Islander myself, and I have a Catalina 310. Sorry about your loss. Do you think the Marina was negligent?
This was purely and accident. Our members are always very careful. This is the first accident of any kind while launching boats ever for our Club and the Club was established in 1875.
Incidentally, please keep your ears and eyes open for a replacement for me? Thanks.
Incidentally, please keep your ears and eyes open for a replacement for me? Thanks.
Just curious why a Staten Island would keep his boat in Brooklyn when Great Kills harbor is so nice and so much nearer
Wow, just checking in and saw this. I can't imagine the pain of watching this but I imagine it felt like a mule kicked you in the family jewels.
I am not sure if there are any other damages that you could go after, such as loss of use etc. Unfortunately, it may not be a bad idea to at least consult with a lawyer.
There are a lot of Catalina 30s out there. Your 1991 was a very good year as it was MKii and had a lot of the improvements done to her. You will see replacements out there but, there is extra money to get them into the condition that yours was in by the way it was described.
I hate to say it but I was always present when my boat was pulled in and out of the water because I was so paranoid of things like this happening. That, and just about every yard in my area loved to set her keel down on a tiny piece of plywood and the rudder would be in contact with the ground. That happened the first time I had her hauled out, after that I made sure that they didn't do it.
Good luck on finding your replacement. I hope that you find a new boat that fits your needs and budget!!
I am not sure if there are any other damages that you could go after, such as loss of use etc. Unfortunately, it may not be a bad idea to at least consult with a lawyer.
There are a lot of Catalina 30s out there. Your 1991 was a very good year as it was MKii and had a lot of the improvements done to her. You will see replacements out there but, there is extra money to get them into the condition that yours was in by the way it was described.
I hate to say it but I was always present when my boat was pulled in and out of the water because I was so paranoid of things like this happening. That, and just about every yard in my area loved to set her keel down on a tiny piece of plywood and the rudder would be in contact with the ground. That happened the first time I had her hauled out, after that I made sure that they didn't do it.
Good luck on finding your replacement. I hope that you find a new boat that fits your needs and budget!!
Sorry it took so long to reply.
I have been a member at the Varuna Boat Club in Sheepshead Bay for 27 years and HD moved to Staten Island in 2013. My slip fee at my Club is $30 per foot for 12 months a year. Winter hauling, storage, cleaning and relaunch is $17 per foot. As nice as it would be to have my boat in Staten Island, I think you see the reason. Want to come to Brooklyn?
Found a boat......and bought her. I was extremely fortunate to find this 1997 Cat30 MKIII. Hopefully, if the weather cooperates, she will be in her new home by Friday. After a little acclamation and starting to make her our own, she will be sailing new waters in a few days. I will post photos once she is "dressed out".
my condolences. I hope you'll be able to make lemonade out of lemons....at least with the new boat and all!
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Don't mean to change the subject here and also sorry for your loss. But I have a question about whose insurer pays. Isn't the marina or lift operator also insured for just such an event? And wouldn't the yard have to cover costs? I ask as one who has never had hull insurance. Just liability. So if I am hanging in a lift am I not covered by the yard?
There are some special circumstances in this particular case. First, it is not a marina or a boatyard.. It is a private club, owned by the members and only the members do all of the work. My insurance pays me and attaches the claim to the club's insurance through subrogation. Our members will not cut off our nose to spite our face. I did get the max for my boat. There was no negligence or incompetence. Like I said, this is not the usual circumstance.