if regular income is not the issue...
If regular income is not the issue you can get on private boat as crew, first mate, etc.You need a 6pac, or better the british captain licence.If you are thinking larger yacht i/e motor yacht, chef is a good reference.If you know spanish, French, it is a good ticket to get on a boat too.Some other like Turkish, or Eastern European languages are getting popular as people cruise more in these areas.Calling a yacht dealer (swan, etc.) is a good start. A new owner will often ask the broker if he knows of available hands to help deliver the boat.I did a few like that (private yacht) average 75$/95U$D a day food and bert included flying ticket from T.O. to the boat and back included.BVI is a good spot, Bermuda was a good spot [after a few days in ruff weather the boat owner is usually happy to look for extra crew (or replacement crew!)] to coninue to Europe etc.If you are in the area instead of contacting the owner from a big city (like toronto) even better. You can also catch free rides from where you are to a paying delivery. Check:www.findacrew.netIts good $ but not regular, and you cannot hold another job while doing that since you are kind of "on call". Finally coming back to the real world employers look at your resume funny, and forget a bank etc.I think private is beter than charter, look for crewing on some thing at least 58ft, smaller the owner might have good intention but be thight on $ and crewing on a 38ft well, hope you are good at forming friendships!Then you can also leave your name directly with a dealer and they call you to deliver new boat to the owners. Finally you can be captain on a private boat basically you are the slave not of the owner but of the boat...My 2¢a.