Insurance Assurance?

G Man

.
Jul 23, 2022
6
Beneteau Evasion 32 Evasion Dildo NL
Thks for all.the interest everyone it's an interesting discussion.What got me frustrated was insurance companys and how corrupt they are one co said they would insure my Boat only if I have them my house Insurance as well at double the price I'm paying now.Thats just wrong on some level for sure.
 
Jan 4, 2006
7,295
Hunter 310 West Vancouver, B.C.
Thats just wrong on some level for sure.
Not for the insurance companies.

When I go rooting around for cheaper boat insurance every few years (or when I can remember to) I always ask the question, "Um, excuse me, can I get any kind of a discount because I have a pleasure craft operator card ? The answer is always "no." I have never been warned that I don't even HAVE insurance if I don't have a PCOC as a minumum.

"Hello, AAA Auto Insurance ? Um, excuse me, can I get any kind of a discount because I have a driver's licence ?" "Hell yes son. Driver's licence, no driver's licence, we don't care. C'mon down."
 

G Man

.
Jul 23, 2022
6
Beneteau Evasion 32 Evasion Dildo NL
Not for the insurance companies.

When I go rooting around for cheaper boat insurance every few years (or when I can remember to) I always ask the question, "Um, excuse me, can I get any kind of a discount because I have a pleasure craft operator card ? The answer is always "no." I have never been warned that I don't even HAVE insurance if I don't have a PCOC as a minumum.

"Hello, AAA Auto Insurance ? Um, excuse me, can I get any kind of a discount because I have a driver's licence ?" "Hell yes son. Driver's licence, no driver's licence, we don't care. C'mon down."
Do you sell boat insurance?
 
Nov 13, 2013
723
Catalina 34 Tacoma
Thks for all.the interest everyone it's an interesting discussion.What got me frustrated was insurance companys and how corrupt they are one co said they would insure my Boat only if I have them my house Insurance as well at double the price I'm paying now.Thats just wrong on some level for sure.
Insurance company A: Homeowner 1200, Car, 700, Boat 250, Total 2150
Insurance company B: Homeowner 900, Car, 500, Boat 600, Total 2000

Which is the better deal?
 
Jan 11, 2014
13,039
Sabre 362 113 Fair Haven, NY
Insurance company A: Homeowner 1200, Car, 700, Boat 250, Total 2150
Insurance company B: Homeowner 900, Car, 500, Boat 600, Total 2000

Which is the better deal?
Depends, are all the policies identical, especially the boat policy agreed hull value or cash value?