Dunlookin', I am happy for you and there is much in what you say I understand and appreciate. It happens that my story is very different. I'm a structural engineer, forced to retire at 62 due to a lousy economy and a bad heart. Throughout my career, everything I did was based on logic, economy, and rational decisions based on sound engineering principles. It worked for my clients and employers, but in the end, not for me. I decided when I retired that I would try a completely different approach.
There is nothing logical about owning a sailboat. It is a love affair, pure and simple. Walk through any marina and you can tell the boats that are loved, and those whose owner's have fallen out of love. I may have paid too much for my 37c- 20 grand, but in five months of owning it I've spent another 30 grand and most of my time. No regrets! As a newbie to sailing, but no stranger to study, I've soaked up everything I can from the inestimable Nigel Calder, Maine Sail, and the Hunter site with special Thanks and a Hat Tip to Mathurin II, Jose Guidera, "the one wearing the hat" and all the other 37c owners who showed me the way and the benefit of sticking with it.
I agree: "We buy a dream, and sail it to where the wind takes us." I must disagree with "Do not work on a boat you dream of sailing", because that's what I'm doing right now. The way I look at it is: I am earning my boat. I want to know everything there is to know about it, the strengths and weaknesses, every compartment and component and detail. I don't want to be stuck in the middle of the ocean not knowing what's wrong or what to do about it. I want a seaworthy vessel and a competent, confident captain- me. The time I spend working on the boat is a joy, as well as an investment in knowledge and experience. As a financial investment? I'd be better off buying Betamax. That's not the point! You buy diamonds for your lady because you love her. And as I re-wire and re-plumb and re-rig my sweetheart, I also personalize her as others have done, making her my own personal and unique 37c. The Cherubini legend will live on, in new incarnations of a classic design. "Life is too short"- truer words have never been spoken. Love your work, and you will love your life. Good sailing!