Costs 101
Cost are a function of length, insurance and maintenance.Costs are by season or annual contract and on a per ft. basis and sometimes an added charge for an extra wideberth. You can find out from the local marinas what the per ft costs are in your area.Insurance- You may need to get a marine surveyor to attest to the insurance company to the condition of the boat at purchase/haulout. Especially on an older boat. Hull insurance has different mimits on sailing areas (ocean, bay river etc) in policy. Damage insurance usually has a 1% min.(of insured value) deductible and climbs as a multiple of that for a deduced rate. You may need to cross reference you home owners limits and possible be forced into a higher insured liab value in order to keep an umbrella policy on the homeowner liability without being gapped.Maintenance- Figure a haul out every other year. Marine Paint can run you 150 /- 30 for a 26-28.5 ft boat for ablative paint. Labor and cost of haulout, power wash, bocking and possible demurage extra. Beer, toys(GPS), radio, add-ons, safety equipment, engine filters, implellers, hose replacement and the like are extra.Go figure...Jim McCue