Summary thoughts
The 240 is tender. That means it will move rather quickly to heel (10 to 20 degrees) in a gust,, or when the wind picks up.Sailing on a small lake in the Midwest like Tim in Kansas, you live in a world of gusts, with the best sailing often just before the thunderstorm arrives.Steady, variable winds are more the rule in Lake Erie in the summer. That means there is time to reef as the winds pick up. Also, we seldom see in winds in the 20 to 30 knot range. (Maybe twice in 30+ days of sailing last year.)Reefing early _will_ dramatically reduce heeling. So will easing the traveller or the mainsheet. All these actions are good sailing technique, because no boat, including the 240 sails faster heeled beyond 20 degrees.While the 240 is initially tender, there is no danger of it going over from the action of the wind. That would take broadside breaking waves of around 10 feet. Such waves take a long fetch (stretch of water) and at least 12 hours to build up, so you will have planty of time to get back into port. So with minimal precautions, the 240 will take care of you and your family while cruising a coast, or lake.So what kind of winds will yo be sailing in? If they are more the steady, variable type, the 240 will work fine for you.DavidLady Lillie