This is not a repair for the feint of heart.
@rgranger has started you along the right path. That water is coming through the cracks is concerning. The keel area has some of the highest loads on the boat and failure is catastrophic, i.e., the keel comes off and the boat sinks quickly.
Most production boats, like the Neptune have a internal pan liner. This is separate from the hull, it is structural and helps the boat to keep its shape as well as provide the settees and other fixtures in the cabin. It will probably be necessary to cut some of that away to see the inside of the hull and to effect the repair.
To repair a crack like you see in the exterior of the hull, the standard recommendation is to grind back a 12:1 area for the repair. If the hull is ½" thick, the taper should be 6 inches wide. For something as important as the keel structure it may be wise to do this on both the exterior and interior of the crack. Hence the need for cutting out the interior pan.
Epoxy is the correct resin, as it has better adhesive qualities than polyester or vinyl ester resins. Check the West System website,
www.westsystem.com for more information on repairing hulls. Good advice there.
Good Luck.