I only have one through-hull fitting, for my depth sounder. When I put it in, I decided I wanted to have secondary containment should it decide to leak someday. I also wanted the fitting located as forward as possible, which placed it under the V-berth.
I went to the hardware store and bought a PVC toilet flange used for securing a toilet to the soil pipe in a bathroom. I glued a length of PVC pipe to it where the length exceeds the distance between the hull and waterline by as many inches as I could, so it extends up to an inch or so under the V-berth. I removed the V-berth, pulled the cabling through the assembly, and secured the assembly over/around the thru-hull by gluing the flange to the inside of the hull with 3M 5200 making a water tight seal. I left an inspection port in the V-berth (under the cushion) so I can look down the pipe and see if the fitting is leaking, and if so, water will be contained within the assembly.
I did this many years ago when I was less informed… I don’t think I’ll ever be able to remove the assembly because of the 5200, and it will make it difficult to replace the fitting if I ever have to (in other words, if I were to do it over again I would consider using a strong yet not so resilient caulk/sealer to glue the assembly to the hull, it doesn’t need to be structural). The good news is the fitting is fully functional, has never leaked, and it’s been more than a decade since I installed it.