I am an ultralight backpacker, as I have a bad disk in my back. So weight forces me to be hyper-rational on clothing, and that includes layers. My favorite cutaway shorts/pants are readily available at Boy Scout stores, and I layer with fleece long johns bought at Sport Chalet. It's warm enough to ice climb in it. A West Marine coat and Land's End heavy fleece coat tops it all off. Thick Acrylic socks and UnderArmor polypropylene briefs alow for washing and fast drying, so two pair of each hold me for a week. These and toiletries all fit in a small duffel bag. The ditch bag is also a small duffel.
I have both smoke and CO alarms on the boat. They give me a lot of peace of mind; i have two, one mounted high, and e other low. Our Coleman catalytic heater works well, as my wife has a three degree operating temperature range (70-73 deg). As with others, making coffee warms the cabin up quite a bit.
Cheap walmart comforters are great to leave on the boat, and work really well if you put something wind resistant on top of the comforter. We use one that has a thin flannel lining we got at Walmart for this purpose. It probably adds ten degrees to the quilt. Polypropylene fleece blankets also double as sheets in cold weather and can be washed/dryer quickly. I wash everything in baby shampoo.
One last old camping trick: fill a large pot (2 gallon is ideal) with water and heat it up to boiling right before you go to bed. Leave the lid on and keeps things toasty.
Jeff