Peggy, you amuse me!
Peggy, do you really think an insurance survey will catch the missing vented loop between macerator and thru-hull?  I wish the surveyors were that good, my experience is rather the opposite, with a few (very few!) exceptions.But more importantly, this is a squabble, without merit!  The intake water, between the thru hull and the head hand pump cannot be through a vented loop, due to the fact that the vented loop would break the vacuum that is needed to bring raw water in.  All life is risk.  So I have to trust that that the toilet valve works.  NOT!  I close that thru hull.  And I will trust myself to close a thru hull, especially one that doesn't have to be open except for a very short, specific purpose, like pumping out.  It seems much safer than the intake-headpump-hose, that has to be opened any time you want to flush.  Of course, to be perfectly safe, I could leave my boat on jack-stands!   However, as I stated in my original post, the experts (including, respectfully you) recommend the vented loop.  PS:  On a boat the age of mine, the insurance company doesn't even require ongoing surveys, unless I claim my boat is worth over $40,000.  I wish!