Fuel filters - why?
Fuel filters are in the circuit to stop anything but fuel from getting to parts that could be harmed. If your filter shows anything foreign when it is changed, its time to work on the fuel tank. If you have to drain water from the tank, its time to get the water out of the tank. Water dispersants and/or other additives can have a negative affect on the combustability of the fuel. Cleaning a fuel tank does not necessarily require removing the old fuel, unless it has been contaminated by something mixed with the fuel, ie additives, gasoline, etc. Water does not mix with the fuel and can be removed by pumping the water from the bottom of the tank. Algy lives in the water and it too can be removed from under the fuel although it takes longer for the algy to move to your target area. A very important point, if you find water in the tank, is to stop it from coming in again. The usual way for water to get into the tank is past the O ring on the fuel fill cap. This should be checked at least every time you add fuel. The slightest crack or distortion observed, put a new ring on and keep checking it. We were once alerted to an O ring problem on new boats and installed new rings immediately. The boat builder supplied us with replacement O rings which we put in stock. Not long after, a customer came in to buy an O ring and it was found that the "new" ones on the shelf had cracked. KEEP CHECKING THE "O" RING. "Polishing" fuel will remove contamination floating in the fuel but it will not remove what is under the fuel. That's the stuff that causes trouble. There can be quite an accumulation because the pick up tube is generally off the bottom of the tank. It will show up when motoring in a seaway. The water and/or debris starts to move around the bottom of the tank and forms waves that can impinge on the elevated pick-up tube. Keep the fuel tank clean and rely on the filters to forcast fuel problems.