Chain Plate Load
Franklin - a couple thoughts about the chain plate load. One thing you could do to get another handle on the load is to check what the stays and the bolts will handle. The designer came up with the bolt sizes and stay sizes based on loads so working backwards should give some more ballpark numbers to make judgement decisions with. And there are different kinds of load strengths, like elastic limit and ultimate strength.
Also, on another subject, I'd agree with a statement made earlier about taking into consideration resale value. As a thought, maybe talk to a surveyor (or two) and get a recommendation about what they would want to see in the nature of such a repair. Perhaps they would be happier if it was done by someone who is well recognized in the trade and then you document the work well. Maybe even write something up about what he did (saving him the work of writing it) and have him sign it (having this document as part of the job if he is okay with that). Let him do what is deemed the critical work and you do the rest. Sure, it might cost a bit more but you could get it back manyfold at resale time. Also, if you plan to insure it again, what would an insurance company want to see. For that matter, the next owner might want to insure it. Anyhow, this is just a concept thought.