For Don and others....
I have to admit to being a chronically late reefer. I always know when it's time to reduce sail area, but mostly wait hoping the conditions will improve. While my H28.5 sails well with the main reefed and a full genoa, I tend to furl the genoa up some rather than leave the cockpit to reef the main since it's easier. But recently I set out to sail on a very windy day. As I motored out to the deep water, I was considering my sail options. Since I had never done it before, I decided to leave the main rolled up and just let out the 150 furling genoa. The wind was blowing 16-18 kts and gusting into the mid-20s. I was astounded at how well the boat sailed with just the genoa flying. The boat had very little weather helm, no severe heel angles, and much to my delight, tacked easily. The headsail alone in those conditions was a clear winner. If my boat could talk, it would have said "this works for these conditions."