No short
It's not a short. A short circuit happens when the hot and ground leads (+ and -) somehow connect with each other outside the regular circuit, before the juice gets all the way down the circuit to the appliance. (By "appliance", I mean anything that is wired in to use your 12 volts - running lights, stereo, pumps, etc.) When a short happens, you either blow a fuse (or trip a breaker), or you may have a fire. Sounds like you have an "open circuit", the opposite situtation, where one of the wires breaks or become electrically disconnected from the circuit so no (or not enough) juice can flow out to the appliance from the battery on the hot lead and back to the battery down the ground lead . As the others have mentioned, it's likely a bad ground. Since NOTHING works, its likely in the circuit coming from the battery to the fuse panel that distributes out the electricity to all the appliances. To isolate that, use the impedance testing function on your multimeter, and connect one end to the battery ground terminal, and one at a time to the other end of the ground wire in each circuit. The meter should read zero, or close thereto if the circuit is good. When you've found the bad one, you'll get a high (or infinite) reading on the meter.One other thing to be aware of is that you might have a bad ground that allows current to pass, but just not enough current to run the appliance if it uses a lot of current. The instruments usually use little current, the bilge pump, macerator etc. use a lot. If that is the case, then your meter may show you have a good circuit, because the meter only draws a very small amount of current, but not enough can pass to run the appliance. But in your situation, since NOTHING works, it would have to be a VERY bad (but still existant) ground to prevent ANYTHING from working.Good luck!