Don't pay for survey till you've inspected it
"How can I find a boat that is in excellent shape before I pay for an inspection?"That seems to be your main question, and I'm not sure it's been well answered.I'm also in the process of buying a boat, so I'm sympathetic to the problem.Get the broker to get you a copy of the boats most recent survey. Unless it's a one owner boat, it is almost sure to have been surveyed before. That can identify lots of problems like blisters early on, which otherwise are undectable until you pay for the travellift.Then give it as thorough of an inspection as you can, with a friend even better. Expect to spend a couple of hours checking it out.Go with a checklist of things that you need to inspect, and a checklist of features that you want. Make sure you cover every one. Here's a start:Lift floor boards, open cabinets, etc. Don't be shy; look for mold, condition, water, rust, etc. Operate everything you can. You probably won't be allowed to run the motor initially, but you can look it over. Check fan belt, hoses, and oil, that can give you some idea about the maintainance that's been done. Operate all thru-hull valves, run/pump the water, pump the head, turn on electronics. Go around the outside of the hull as much as you can, inside and out, tapping the hull and visually inspecting it. Walk all over the deck feeling for soft spots. Examine the joints of the rigging where they join the chainplates etc, look very closely for cracks. Even minut cracks are bad. Do same for lifelines. Remove sail cover and inspect it and the sail. You probably can't take the boat out (that's a sea trial, you can do that after you make an offer but before you pay for the survey) so if there's any wind you can't raise the sails, but you can inspect them pretty good on the deck. Unfurl a few feet of genny if there's a roller furler. For both sails, check for crispness of the material and condition of the stitching and edges.