I am installing a new depth sounder (ST40). My previous boat did not have a sounder. So, what setting do you folks use? Do you measure the depth at the waterline or the depth at the transducer or the depth under the keel? The transducer one doesn't make much sense to me but the other two both seem to have advantages. I'm leaning to doing the depth at the waterline and then doing the mental math to know if I'm near bottom. What do you do?