How I decided
When I was making that same decision, what helped me decide was determining how tiny the benefit was to the deep draft. Knowing the benefit was pointing higher, which can equate to faster, I thought to look at the PHRF racing system to get a measure of "how much" faster. When I took a look at the PHRF ratings for the model sailboat I am buying (Beneteau 393) with each type of keel, and saw that that the shoal draft keel only added 3 to the rating (on a base of 129) ... I decided that was far too tiny to call it a benefit! I am not entirely sure exactly what 3 equates to, but I think it is 3 seconds per nautical mile. So if I sail 100nm tommorow, it will take me an extra 5 minutes (on average) with a shoal keel. However, I will have greater peace in shallow water and more choices of anchorages when I get where I am going.I have more than made up for the 5 minutes, by getting a classic mainsail (with low friction slides) instead of furling, and a feathering propeller.