May be superficial crack
I have a 1985 C30, and I'm pretty sure the 1987 bilge is similar. The surface or floor of the bilge is actually gelcoat, and it isn't very thick. Beneath this gelcoat, and therefore out of sight, is a plywood spacer that is probably coated in epoxy. The crack you are seeing in the floor of the bilge may be auperficial, extending only through the gelcoat, and not into the spacer. If so, its significance is minimal. The only danger of such a superficial crack is that water can wick through the crack into the wood spacer below. Once the wood spacer gets waterlogged, it doesn't serve its structural purpose. Even in such a case, the keel is probably still quite solidly attached. The factory has said that the keel bolts on the C30 largely served the function of holding the keel in position while the adhesive attaching the keel to the stub dried. Apparently this adhesive is so strong that it will hold the keel in place even without the keel bolts.If you are worried, you can always explore the crack by grinding it out to see how deeply it goes. Just fill whatever you grind out with epoxy.I'd be more worried if the crack extended the length of the floor of the bilge, from one keel bolt to the next, and if it was deeper than the gelcoat. In such a case, I'd be concerned that there may have been significant flexing of the joint between the keel and the keel stub.