As a liveaboard, heres my take on living in a cold place.
Outside is very cold. You have say 1/4 inch of wall between you and the cold outside.
Inside is you, making steam in the air. The steam condenses on the cold wall. This collects dirt and can grow mold. In a house, the wall is so thick and well insulated, that the inside wall is not cold and the steam doesnt condense on the wall.
So Im thinking the cork will be very pretty, and may help a few degrees, but wont stop condensation unless you can get the R value way up (R value is a rating system of insulation in houses).
Remember those foam cored sailboats? Etap I think? I bet they would be great cold weather boats.
gh