Other vessels in your area!
Very very funny. Over the past few years, my wife and I noticed a faint yet distinctive sound very similar to what you are describing. I swore it sounded like something coming from the bilge. Everytime time the sound would come up (usually when we're at anchor, on a bouy, or tied in a marina...but never when we're underway!!), I would pull up the floor panels and listen carefully, only to be more confused by the lack of the source.It turns out that we were hearing ferry, cargo ships, tug boats, or other larger vessels passing by and we are hearing their props and engine sound being carried by underwater.Everytime you hear that sound, don't look at your boat, but look outside. Chances are there's a vessel passing by.Mystery solved (at least for us).Cheers,-j-PS Sound carries well underwater. We would sometimes here vessels 2 or 3 nautical miles away!