Yes
If you read your owners manual, this is a recommended preventitive maintainence item. I agree that this is not going to fail as fast as a raw water pump impeller but they do fail. The time required to change it is less than a half hour and the cost is minimal. The "if it ain't broke don't fix it" is not correct with all items. Just because you have oil in the engine would you not change it routinely? This is a normal wear and tear item like oil, belts, hoses, etc. Why for a half an hour and a few bucks would you chance getting stuck out without a means to get back in. All that is necessary is to drop the lower units and remove a few screws from the impeller housing, slide the impeller off the drive shaft and replace it with a new one. If you wait until it goes bad you will most likely have to replace the housing too and that gets to be quite a bit more costly. Be sure that you spin the impeller back in the housing the way the shaft turns. That will be appearent when you take the old one out. If you do not the blades will be in the wrong direction to pump water and will most probably break off causing you to have to replace it again. Good luck.