I have seen the inside and out
Hello John, Sorry to hear about your crisis. I have a 1973 O'day 23 fixed top. During the restoration, I removed the keel of the boat. My centerboard was stuck beyond comprehension from rust as my boat is in salt water as well. From your description, it would be hard to tell exactly what you were pounding on. I would remove the winch tower/table post by disconnecting the c/b cable from the winch. Then I would remove the post bolts from floor. Lift straight up to clear the tube and cable. There you should see more clearly. It is a very simple job. OK, as for the looks of things from bottom to top. The bottom outside of the boat has a channel that the cast keel fits up into. It is about 2 inches deep. The channel is square with flat sides and top or bottom depending on how you look at it. The c/b tube is flush with the gelcoat from the bottom. On the inside under the floor liner, the chanel is domed. (sort of like a upside down 'U') You can see the edges of it from inside the seatee storage boxes. This domed top meets the floor liner giving the floor strength. Where the c/b tube comes up there was a hole cut in the liner. Here is where the problem is!! The tube was fiberglassed to the bottom of the boat and some excess fiberglass was packed on top of the dome to fill the voids where the liner meets the top of the boat bottom. This gives the appearance of a flat surface at the level of the floor liner. In fact, all this is stuff is above the actual inside bottom of the boat. What did you hit?? You could have caught the edge of the tube and forced it down till it snaped midway below the water line but still ok at floor level. You could have punched a hole beside the tube and found the c/b where it stoped. You could have cracked the fiberglass filler and unsealed the bottom of c/b tube. It all sounds pretty serious but with some fiberglass and some patience I am sure you can make a good repair. I am not sure if you would need to remove the keel. I have removed the keel on my boat. It was way heavier than I could have imagined. I was prepared for what I did but just enough. It is dead weight and that is how you have to manage it. All in all, it was not too bad but something that had to be done. I would have never removed the c/b from its rust filled coffin. That was another long story. Good luck. James