Rob's right
If you are just doing casual sails, a little slime won't hurt you that much. I said a LITTLE, so don't jump down my throat you hard core racer boys. If you have a multi-season ablative, as Rob says, and there is enough of it on the bottom, then it will go several seasons, depending on conditions A very light spongeing will take off any heavier growth. However, the paint will tend to wear away faster in some areas than in others: on leading edges of the bow, keel, and rudder; and in high turbulence areas such as are found around the stern. So when you do repaint the bottom, apply an extra layer or two in those spots. West PCA has worked well for me, and though it has an anti-slime additive, the slime will be there after a while. When I can run my hand across the bottom and it feels "snotty slick" with no visual build up and the slime can just barely be scraped off with a thumbnail, the boat feels fast to me. The guys who polish their hard paint and dry sail their boats will argue with that, but it's a whole lot easier over the course of a sailing season to dive and clean the bottom a few times than it is to do it every week. The old time skippers used to say that a little slime made a hull faster (a hundred years before Teflon paints) and lab analysis indicates that slime algae are in "chains" like oil, and thus have lots of lubricity. For casual racing (if there is such a thing) or recreational sailing, I don't think it makes much difference.