Keep that bottom clean!
Yes, performance is effected by that wonderful growth on your bottom. How much depends upon the amount of growth and the overall smoothness and condition of your anti-fouling paint.Generally, non-racers like to avoid scrubbing their bottoms, however, it does make haul-out operations simplier by leaving less to wash off in the fall.How often scrubbing is required depends a lot on water temperature. Early in the season when water temperatures are low, scrubbing may be only needed once a month. However, as September comes along, scrubbing may be required once a week as the water temperature has been much warmer for a period of time.I personally just use a pivoting head stiff brush on a pole pressing upon my dinghy's gunnal and against the bottom of my Catalina 22. This gets most of the stuff growing about the first foot or so along the water line. Below that, I usually do not experience "horible" growth, although for a racer it would be. I also usually get out early in September as I have discovered that the frequency of requied scrubbings increases so greatly, that it is better to haul early and get a head start for the following season. Remember in the spring the water is still cold and growth is a small issue. I also ship my rudder after each sail, so I never have any growth to scrub off there and consequently always have a smooth and clean rudder.