Boat Insurance

[sea_casper]

We have been with Boat US for 3 years.
Never made a claim and they jack us every year about $400.
Anyone have recommendations?

I use NBOA Marine Insurance, they are based in Sarasota FL and my renewal dated 8/5/2013 has NOT gone up. I have used them the last 3 years, before that I used Travelers, I have never had a claim, and found both significantly less than Boat US or Progressive.

 

[rfrye1]

Hi Busted

I'm in the insurance business. Check with your home/car provider and make sure your personal liability umbrella extends (assuming you have one/if not you should). Also check with a local MARINE INSURANCE BROKER. If you are sailing in open water it might be worth a look. There are definite differences between a State Farm/Allstate boat policy and a true Marine policy. Things like extensions of coverage to your tender (dinghy) usually are covered under most Marine policies, not SF/Alstate. Also, check liability for oil/fuel spill hazard clean up (fuel line breaks into bilge, bilge pump pumps it out into marina. Big costly problem)

Don't be penny wise and pound foolish.