Yea ok we see things quite differently, so perhaps we agree to differ. In my world anyone expecting a 200-400amp AIC fuse,is there to protect the wires are dreaming. Is there only to disconnect the battery in a sustained short in excess of its rating say 200 to 300amp AIC fuse and that presumes that the BMS has failed and presumes that the said failure of the BMS has continued to supply high current and that the said current or short is in excess of your IAC fuse, which is likely to be 150amps plus. You say "if there is a short " , where downstream is this short going to come from. The ONLY way AIC will help is if the BMS fails, and the short is on a downstream device, and that devices fuse or CB fails or welds & maintains a short/draw in excess of the AIC fuse ( say 200 to 300amps) and the said short would otherwise have caused a non AIC fuse to self weld. There are a lot of "ands" there. The short will come from a "device" and that device should have an appropriately rated fuse or Circuit breaker (less than the AIC fuse). Your 200 amp or 300amp AIC fuse will do nothing to protect a load or the wires if draw/short is less than its rating and your wires will not stand the sustained draw/short, even my 2x 000 gauge wont deal with sustained 200amps.The fuse is to prevent something downstream from the battery overheating and catching fire. Fuses protect the wire, not the battery nor the device. If there is a short and the fuse has a low AIC then the short can arc across the fuse and continue to overload the wire increasing the risk of fire.
Some comparisons between land vehicles and boats is inappropriate.
My comparisons are very appropriate in my view. I don't rely on smelling something burring and stepping out, and I do have a tender if so inclined.
I am happy to discuss it further if you wish (Email me) but think we (or perhaps I) are side tracking Brains post. So I should stop.