I have had batteries remaining in the boat in winter storage, completely disconnected, that have still held sufficient charge despite not being on a charger. I have typically had to replace them after 4 seasons.
On the other hand, my neighbor, who is extremely meticulous, removes his and puts them on a trickle charger. On his boat, that is a major Pita both in the fall and in the spring when he has to re install them. His batteries don’t seem to last any longer than mine.
Its going to be interesting this spring with my boat. I was not able to recommission and launch last spring due to a major house remodel, move, and partly because of Covid. I am curious to see if the batteries are any good at all after two winters. Obviously, I have my doubts.
We also have two 2016 vehicles, one a daily driver with an AGM battery that puked last summer, and the other with a lead/acid which is stored and on a charger and that battery is showing signs of being Kaput. My theory is regardless of type or use, four years is about it. My little John Deere lawn tractor in 20 years went through two batteries...go figure.