I think its the Beer!
The Freedom charger keeps charging in 'acceptance mode' until it reaches its 'set point', or for a time set in the remote panel (or Link monitor). This is where the battery has reduced its demand on the charger to a small proportion of its capacity. If you have the Link 1000 battery monitor as I have this is 2% (or 8 amps with a pair of 4Ds). A second criterion for the set point is that the battery voltage has risen to 14.4V. At 14.4 volts the cells are gassing which is bad news for gel cells and for open wet cells will mean frequent topping up.
At the set point the charger switches to 'float charge', when normal charging is terminated and the voltage held steady at 13.5V. This is the condition you should be aiming for.
My guess is that your refrigerator, being on all the time, prevents the battery reaching its set point or, if it does, it quickly drops the battery to below the point where the charger detects the need to begin charging again - so the charger continuously cycles between acceptance (gassing) and float. I have watched mine do this despite what it says in the manual.
Do you have the Link battery monitor which should enable you to watch the process? If you do not then check the DIP switches on your remote control. The manual will be found on
http://www.xantrex.com/web/id/591/docserve.aspx.
The remedy is to not run the fridge when you are away from the boat. This is wasteful anyway and just means no cold beers until an hour after you come aboard. But then you will need to make sure you do get recharged after each weekend.
FWIW my H376 lives on a mid-stream mooring on a river and has no access to shore power.
My house bank is 400Ah like yours and I have only replaced my batteries once in the 14 years since the boat was new in 1996 so I am getting 8 years or more from a set of ordinary no maintenance non gel, non AGM batteries.
Rather than over charging, my problem is to get the charge back into the batteries after a weekend away on the hook.
The refrigerator is a terrible thief of power, so I plug in whenever I get the chance.