We're about your age Charlie, and as much as we admire your dedication and love for your wooden boat... like Scott and many others, we needed the simplicity of a FG boat. We bought a FG beater that had suffered some neglect, but for all that she was sailable from the get-go, which gave us the luxury of sailing right away while gradually tackling her deficiencies.
In my teens I helped an older friend replace some hull boards on a wooden boat (steaming planks and all that) and frankly, it made me nervous.
We do love wood and one of the criteria for selecting our boat was that her wood trim was intact and in relatively good condition. We replaced the hatch slides and companionway trim with new teak, and refinished everything else, and I touch up every year. (we use Cetol)
Until I win the lottery, though, I expect I'll never have the interest, time and dollars for a wooden boat.