It's a hole in the water ----
David: I have an '88 Catalina 22 (14479) that I have had since it was new. It is long since paid off, I no longer keep it at a marina, and I am neglecting maintenance. My cost is about $300 - $400 per year including insurance, license fees, and a limited amount of maintenance. I also have a Catalina 310 (118) that I bought brand new in early 2001. The realistic cost is $500 per month that includes dock fees, insurance, maintenance, license fees and a kitty for upgrades and new toys. Add to that my payment of $521 and you get a little over $12,000 per year. I also have a 14 ft aluminum fishing boat that costs about $200 per year total.I get weak just thinking about it until May when the fun starts and then it is worth it and more.