Fractional sailing opinion JMHO
It depends on the person. I like to fiddle with, modify, personalize my boats. This is not something you can do with a boat you do not own. At the same time, you do not have to worry about maintaining the boat. But, depending on your location, you may have to think about availability. In the long run, I would bet that you end up paying more for the boat and maintenance vs owning one and working on it yourself. The real question is what kind of a man are you?Do you just want a boat to go out on, or a boat that becomes an extension of yourself?Take no insult it is not intended as such even though it could be read that way. I am not a linguist so I will just be frank.