Stu, I don't mean to disparage the designers, I'm just saying that it's a shame the alternator drive is not scaled proportionately to the alternator, regulator, and house bank. This is an artifact of the engines lineage, i.e., a tractor engine, not a marine engine. Big battery charging loads were never part of the original design. Hence, the wimpy alternator mount that involves the water pump, and so on. Perfectly fine for topping off a starting battery with a 35A alternator.
I'm on a mooring, and I anchor when I cruise. I can't remember when I last plugged in at a dock. I have been running a 300AH house bank for several years, and except for the failed regulator, the weak link has always been the belt; or rather, the entire engine to alternator connection. I think the serpentine belt kits solve that problem.
That said, I wouldn't agree with "the biggest house bank." There's a correct size, given the alternator capacity, regulator, and so on. All things in proper proportion! If your house bank is too big you might never charge it adequately, and it will present a huge load to the alternator. But you know that.
I've added solar (theoretical max 240W, in practice much less). When I arrive at the boat on Friday night or Saturday morning, the batteries are fully charged. During the day, they supply more than what the 'fridge requires. And since they are almost never deeply discharged, there's never a huge load on the alternator.