Forget About 4 Wheel Drive.
Especially if the application is just towing the boat 2 times a year.I live on Long Island, which is probably a lot like your area in FL. Every day I see all these 4 wheel drive SUV's which will never leave comfort and safety of the asphalt. Maybe two (2) days a year, when it snows, would they ever have a need for 4 wheel drive traction. And yet they are all paying through the nose with increased fuel costs all year long.I have a friend, who has a diesel, single axle & not 4 wheel drive, who puts my H260 in the water in the spring and takes me out in the fall. When this comes to an end I will look into renting some type of small truck with a hitch. I noticed "Home Depot" has small trucks that you can rent by the hour.Furthermore, if your concern is the extra weight when your taking the boat out of the water, consided pumping out the 2,000lbs. of water ballast before you put the boat on the trailer. I installed an $18. Rule pume in my water ballast tank and, when I am motoring to the dock I start the pump about 30 minutes before I get to the dock. The tank is empty when I arive and the boat just floats on to the trailer.Good Luck,Bob