So the bilge pump ISN'T protected by a small fuze ? It is only protected by the main fuse for the battery bank ?
That is not good.
Fuses should be sized for the smallest wire in a specific circuit. Otherwise it won't blow when needed and you end up with melted wires and a fire.
I would get a friend or pro who truly knows marine electrical, come and take a quick look at your complete electrical setup.
If the boat is old enough, there has likely been multiple owners, most of which probably had no clue about wiring.
I just bought a different boat 2 years ago, and the wiring was a serious fire hazard.
I would not assume that replacing the fuse with one of the same rating, was a good idea. The person who installed it last may have been clueless.
As a start, I would find the owners manual and see what the manufacturer used and why.
At the very least get a book on marine wiring and read it from front to back.