I've seen holes blown in the bottom of boats when the lightning chose to go straight rather than seek out some grounding wire and chain plates ripped off a boat, etc.
This is what happens on a
Direct Strike.
When boats get lightning damage, it is quite variable.
Example: If a small, Direct strike hits near the marina power Supply area and its
Grounding Rod.
1)10,000 Volts Strike Hits and all that power has to dissipate rapidly.
2) Since the soil is moist, the Voltage drops rapidly, so about 100 feet away from Strike, it is now 600 Volts. Not Zero ground.
3) The Power Ground rod happens to be at 100 feet from the strike.
oops...
4) The Green wire and White wire of the 120VAC power system are Grounded by that rod.
Rut roh...
Your boat is plugged into shore power.
White and Green wire are NOW 600 Volts
What can happen to your boat?

This is my old Shore Power boat input. White wire is Charred, along with my cord.
But Two 30Amp breaker on my boat Tripped, luckily before significant damage.
I replaced All of that line, circuit breakers etc. $600
I have two 30 Amp shore power lines.
Why not both? Ans: Nothing running on the other.
Moral to the story...
1) My 67' foot mast is well grounded in the water. No strike.
2) Shore power area does not have Lightning protection.... only exception is near its Fuel Tanks.
Jim...