Ok. I have to throw in for my City. You can get a nice apartment very close to your slip in Harbor East/Fells Point/Canton. There are many marinas that are reasonably priced that are literally across the street from where you could live. Baltimore is also a great food town and the good eating choices are limitless. COL there is not cheap but not outrageously expensive either. Many extended middle age and retired folks are moving in here just to enjoy what the city offers. Also all the stuff that makes it to the news happens well away from the waterfront. Lots of boat services here and Nick's Fish House is one of the best float up bars outside the tropics (IMHO of course).