Funny how that is, I bought mine for 20K, it was worth 10K, I started refitting her nine years ago and started saving receipts because I knew I was going to spend a lot of money. Well, I didn't get them photocopied before the ink faded, but as of late, I would say that I have about 90K in ours. I wouldn't sell it for less than 120K knowing that I have what I do in it, and I did all the work so that doesn't include labor. I've also grown to learn that there a lots of little things that go from boat to boat that add up like dinghys, motors, handheld compasses, GPSs, VHF radios, etc. It was nice to be in a slip right next to a 200K+ Sabre 42, besides being new, they were pretty darn close in overall design and shape (aft cockpit, v-berth, aft berth on one side, etc.) The only thing I would consider is trading up to a 40'+ catamaran.
s/v Renasci