Wow. So much mis-information in one thread...
My apologies to those who got their facts straight.
1. Gasoline will not separate from oil. Ever. If it did, there gasoline would have floated out of the crude oil during the last 100 million years... but it did not. Niether does alcohol float out of beer.
2. The antioxidant in Sta-bil, Techron, and some other leading stabilizers are phenylene diamine derivatives. You can often detect the tell tale faint amine smell. The naptha is simply a solvent, though it has some cleaning function.
3. Condensation is not a significant issue in tanks, but absorption of water from the atmosphere is. E-10 will pull water from the air, much as calcium chloride pulls water from the air. I have been able to recreate this effect in the lab, under real-world conditions, in just a few weeks. So keep your tank full; refill upon
returning to the dock or trailer, not when you head out.
4. Cold is not "bad" for gas, but it can trigger phase separation. Please read the following EPA memo on the subject.
http://www.epa.gov/oms/regs/fuels/rfg/waterphs.pdf
5. The only additive tested to prevent phase separation is MDR-esorb... but it can also dissolve saltwater in your gas, so be careful. I tested all of those mentioned in the lab, but I could have missed one.
6. The big separation risk factors are: tiny water leaks - each ml will take 9ml of ethanol with it; tanks that are exposed to the sun, including integral tanks, because they temperature cycle more; cold weather, because it lowers water solubility. Thus, some boaters will have no trouble and credit an additive. Others will have trouble in spite of an additive. Antidotale information from other boaters is not helpful unless carefully examined.
Disclosure: I have 25 years in the refining industry. I am not connected to any additive manufacturer. I really wanted one of them to work, for my boat. Only a full tank works, by limiting breathing.
So keep your tanks full and happy Thanksgiving!