You should have both; an exterior thruhull strainer and a Groco interior type like the one on Dalliance above. I had both for years without issue. Then I removed the exterior thruhull one and soon ingested a jellyfish which completely blocked the raw water hose. The following haul out I reinstalled the thruhull strainer and have sailed without incident ever since. Suggest you have both.
I still have the exterior through hull strainer and would never give it up. The potential issue in my Lake Michigan waters is getting Zebra Mussels inside the slotted screen, but I haven’t seen any of them in years. Nothing that an occasional knife blade between the slots won’t take care of if we have another flare up.
When the slotted screen is worth it’s weight in gold is the trip to and from winter storage on the Chicago River; five hours minimum for our scheduled flotillas through the lock and 24 draw bridges. The river is cleaner than used to be, but there is still debris and it’s exponentially worse if there has been a recent heavy rain. I’ve towed other boats on portions of that trip when they over heated after sucking debris into unprotected through hulls.
Now the icky part. You might think Jellyfish aren’t an issue here, but Chicago storm and sanitary sewers are a combined system. If there has been a rainstorm heavy enough to overwhelm the sewage treatment system, the overflow gets released into the river. Floating used condoms that were flushed are called Chicago River Jellyfish.