Update on my insurance dilemma. Yesterday, I inquired about insurance thru a broker that previously handled West Marine Boater's insurance, years ago. I actually had my first boat insured thru that firm. I received this reply this morning. He had submitted my info to multiple carriers and "none wanted to offer a quote as they have all tightened their restrictions on the maximum age of sailboats we're allowed to write for the Gulf Coast these days". At 15 years, I wouldn't consider that to be an old boat. Used to be that insurance was available on the Gulf; however, you were going to pay an increased premium, that is understandable because of the greater risk. Now its getting to the point that you cant get insurance at any cost. Boats US gave me a quote; however, the agreed value was only about 55% of the value of the boat. Appears that I may have to back off on my position and haulout / survey to be reinsured. No claims reported in 16 years.