Living dangerously … my small boat has a total of 17 openings thru the hull (not including the rudder tube)! 7 are below the waterline, 6 are mid height above WL or close to deck joint, and 4 are just above WL. I have not looked at the 4 that are just above the WL at rest, but just below the WL when the boat is motoring or sailing. They have never been serviced or even checked AFAIK, except for the exhaust. I suspect that they may be a source of minor leakage while underway, so this winter I will be taking apart the whole stern area to look closely and probably replace at least the clamps. They are the exhaust, the bilge discharge and the 2 cockpit drains. The exhaust and bilge are looped. The cockpit drains are obviously not. It will be useless to put valves at the cockpit drains because it is impossible to reach them without taking apart the whole stern area bulkheads. This would be way to complicated for regular observance.
The other thru hulls above WL are 3 vents at the deck joint, an anchor locker drain, an ice chest drain next to the helm, and the vanity sink drain. The vanity sink drain is the only one above WL that has a plastic ball valve (that I have never closed). Obviously, all the below WL thru hulls have valves (Marelon), except the 3 'ducers.