Need help. Regaurding the Beneteau First 38.5 .....Is this a decent club racing boat or a true dog. The next question is, the boat I am looking at has a shoal draft wing keel. Does this boat come only with a wing or is there a fin model. If yes for the fin, how difficult is it to change, as we have shallow water with weeds, weeds and more WEEDs. Is the keel built by Marr's metal??