The actual hull is 1-3/8" thick above the keel. You will not cut through that. You are only cutting through the hull liner which is suspended above the hull. The hull liner is around 1/4" thick, then there is a 1/2" piece of plywood (rotten) stuck to the bottom of the hull liner and finally a 1/4" gap to the hull. You can use a small drill bit first and will feel when it goes through all the layers (hard for the liner, soft with wood shavings for the wood and then no resistance when reaching the gap. Once you have cut through the liner, it is not necessary to cut the wood. Its all going to just pull out exposing the inner surface of the hull. You are a long way from even touching the hull. When i originally did the job, I used a 4" hole saw. I later cut those points off with a multi tool. I now recommend using the multi tool or Dremel saw for the entire task. From the picture you can see, you don't cut the bottom of the boat, just the liner.