Is a transom mount transducer ok to use?
a transom mount transducer is the same as any other, but with a different mounting option for attaching it..... but dont mount it on the transom.
the transom is quite often out of the water due to wave action or heeling of the boat.
the best place is just forward of the keel or centerboard and level so it points straight down.
if you want simple and affordable, get a good brand of fishfinder, and you dont need all the bells and whistles that usually drive the cost up. all you really need to do is measure depth.....
the models with the temp and speed wheel are nice but it means a bit more difficult install because you will have to cut a hole in the bottom of your boat to install it...... BUT, it can be set in wax and used for depth only until you get around to doing the full install at a later date.
the speed wheel will only tell you is how fast the water is slipping past the hull.... your GPS will tell you what your actual SOG (speed over ground) is...