I'm probably overthinking this which is par for the course.
@Davidasailor26 - Thanks for correcting my misuse of the voltage drop calculator.
@Jackdaw , its not 32 ft round trip, its 66 ft round trip
Probably not how I would have layed out the placement of the battery but I see no way to get the house battery much closer. Except for the bilge pump, all my equipment and instruments see the actual voltage at the DC panel not the actual voltage at the Battery.
Sorry, I did not give all the wire lengths in the run, just the 6 AWG lengths (the smaller ones). The 12 foot of 6 AWG ground wire is back to one connection point and then it is 2 AWG for another 21 feet back to the negative bus near the battery. Don't know why they changed to 2AWG at that connection point so it makes the use of the calculators a little more complicated. I have calculated each leg separately and used 1/2 the one way length to approximate the equivalen "round trip." So to do some more accurate numbers at 12.5 Volts and 11.5A:
Positve leg 33ft yields 33/2 or 16.5ft 6 AWG for a loss of 0.15V
Negative leg 12ft yields 12/2 or 6ft 6 AWG for a loss of .055V
Negative leg 21ft yields 21/2 or 10.5ft of 2 AWG for a loss of .04V
Total loss to and from DC BATT ON/OFF switch to DC power panel and back = .245 V (not including any connection losses) or about 2%. This is very consistent with the .27 V drop I was measuring with my voltmeter if you also include connection losses.
That number is acceptable within the ABYC standards and within recommended norms of less than 3% loss to power panels.
This whole thing started when I was sailing and got a low voltage alarm of 11.5V on my Raymarine a98 chartplotter. I had left my frig and freezer on when sailing by accident and with the voltage loss I'm seeing plus some loss back to the plotter from the panel the alarm went off. Probably a power spike with the regular loads, refrig/freezer. water pump and autopilot motor all on at the same time but still I was taught to "Believe Your Indications." I did a 20 hr battery capacity test with a "load bank" and the battery tested at 94.17% capacity (18:50 to 10.5V) so I decided to check into voltage drops.
Shout out to this forum for all the help in thinking this through!