How do you undo those quick disconnects on the water heater? I took out the plastic lock washer but I can't undo the disconnect. To connect the hot and cold hoses together bypassing the water heater do you need a special fitting or will they connect as is? Lastly I was reading in the Owners manual and it says to drain the heat exchanger to winterize it. Isn't the heat exchanger full of engine coolant? Why would you need to drain it? First time winterizing....